will I be able to get a mortgage loan with a credit score 578 in Pa

Your score is low and most lenders have minimum credit score requirements. Some go to 640, some 620 or 600, but very few go below 580.. And for those that do, the guidelines are so strict that very few that apply actually get approved.. The real question is "Why?".. Why is your score so low?? Bankruptcy, foreclosure, judgments, unpaid taxes, unpaid student loans, etc.. Even If your score were 750 and you had one of these deficiencies, you still might be denied.. And because you're below 580, FHA would be the only program that allows for scores below 620, and they require 10% down If your under 580. It's best you work on getting your score improved before applying.. if you're not sure how to improve your score then try reaching out to a local mortgage broker and apply with them.. once they see the complete profile, he should be able to steer you in the right direction... .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres 480-287-5714 WilliamAcres.com

Yes but you would have to put 10% down. If you give us a call we can go over your credit with you because if your middle score is 580 you would only need to put 3.5% down.Debt to income not to go over 55%

Yes if:You have a good reason why your score is that low. Also make certain you have 4% to put down and can pay your closing costs (minus any seller concessions ) I am in PA and will gladly go over the options available to you to prequalify you to purchase. Do you have a home selected?Gove me a call at 724-791-3100 lets explore your options.Amber BushnellNMLS#330763

Is 578 your middle score? We lend down to 530 with 10% down, but if your middle score is 580 or higher you would have to put less down, plus be offered better rates and terms.Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803