will husband and i qualify for VA loan with a car loan out?

Absolutely. We can get this done with 100% financing at a low rate. Please email me directly with all of your information. @ mcamay@unvmortgage.com.

If the monthly payment puts you over the edge for the debt ratio allowed then yes. Otherwise if your income can handle the car payment and the proposed mortgage payment and your score is good you definitely car qualify for a Va loan.Call me or email me and I will get you solid information based on your needs.

Having a car loan will only affect your qualification based on your total debts including the new house payment, compared to your total/gross income.

Having other debt does not disqualify you from obtaining a VA loan. You must have enough income to satisfy your debt including the new housing payment and still fall within the acceptable Debt to Income (DTI) ratio required by the specific lending program your applying for.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Hi Alejandratres, It depends on your debt to income ratios, how much you're trying to qualify for and your credit scores. The only way to really know where you stand is to apply for a pre-approval. Please feel free to contact me for more information or help. John Burke | Senior Mortgage | Great Plains National Bank | http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states |

Simply having a car loan for 5 months will not disqualify you for a VA mortgage. Please contact me through my profile and I can go over your qualification with you.