I have been out of school for 2 years and have made all my payments ontime, but I have not had a credit card until this year. by jaywalrus.friendl... from Fargo, North Dakota. Feb 3rd 2014
yes student loans reporting on credit will have an impact, if you have been making the payments on time then it will.
As long as you have a 640 or higher credit score; even with no open accounts you can still qualify for a home loan. We offer a low rate guarantee!
if your asking will it count towards credit history then the answer is yes. There are many programs out there that you can possibly qualify for even with no trade lines at all. Call a local mortgage professional to go over your entire loan scenario.
Ask our community a question.