when can you buy a house after a deed in lieu?

FHA allows you to do a loan after 12 months, or 36 months depending on your scenario.. Conventional loans require a minimum of 4 years, but for most lenders, its 7 years.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Usually a minimum of 3 years. However if you meet certain criteria that you either lost your job or your income was reduced by at least 20% you may qualify in 1 year. That is for a government program that has prevailing rates. If you have a substantial down payment you can seek alternative financing, keep in mind it will be on a case by case basis and the rates will be higher.

Paul, Depending on the type of loan and your personal situation the answer to your question is either 1 year, 2 years, 3 years, 4 years, or 7 years. The key to your answer is you and your very own personal situation and desires. Speak with one of the mortgage professional on this site for an answer that fits and is specific to you. I can be reached at : 714-227-5087 David Schwartz Sr. Loan Officer, Bank Home Loans

Generally 3 years wait time.