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whats the max i can borrow on a va loan with 731 credit?

i'm in bound brook nj, have 731 credit, retired military by 23grayson342523 from Bound Brook, New Jersey. Jun 12th 2014 Reply


Casey Hansen (CaseyHansen)
#1 ranked lender in Pennsylvania - 135 contributions

Depends on your income. I can go to a max of 60% Debt to Income ratio. Meaning your monthly liabilities can be no more than 60% of your gross income. This only includes your mortgage, taxes, insurance, and items that appear on credit. If you wish to discuss further you can call me at 215-256-9200

Jun 12th 2014
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Len Herbert (LenHerbert)
#125 ranked lender in New Jersey - 10 contributions

That's a good question but in order to provide you with the proper answer I would need to know what you income and liabilities are. If you'd like me to help you determine what you can qualify for please call me at 732-684-5771.Thank you and have a great day.

Jun 12th 2014
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Manuel Gonzalez (mmortgage1)
#91 ranked lender in New Jersey - 90 contributions

Hi Boundbrook is walking distance from my office. In the state of NJ, the amount you can borrow depends on the loan limits. Please email me and I will send you the County Loan limits. MGonzalez@Cenmarkmortgage.com

Jun 12th 2014
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Michelle Curtis Loan Originator NMLS 401173 (EmbassyFundingLLC)
#77 ranked lender in Florida - 2,244 contributions

Give us a call! We are Homes for Heroes lenders in NJ. We would be happy to go over your options and let you know how you can get 25% of the Realtors commission to help with closing costs. We would need to know your income and debt as well to let you know what you would qualify for. We can do as much as 100% financing with up to 8% sellers concession to help with closing costs. Call us 800-991-5309 ask for Michelle our VA specialist!

Jun 12th 2014
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William J Acres (William_Acres)
#73 ranked lender in Arizona - 8,727 contributions

VA allows for 100% financing for a purchase or a refinance up to $417K loan amount assuming you have 100% of your entitlement available to you.. you can purchase a home for more than $417K, but you would need to put money down.. how much you would need is determined by the sale price.. (lenders have calculators to help with this).. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 12th 2014
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,124 contributions

The maximum you can borrow has nothing to do with your credit score... Rather it has everything to do with your income and the amount of debt you have. Talk to a local mortgage broker to let him run your numbers. In MN, SD, and WI, visit me at www.Minneapolis-Mortgage.net

Jun 12th 2014
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Dave Metsker (DaveMetsker)
#36 ranked lender in Oregon - 2,318 contributions

It is limited by your income and debt. Your credit is fine.

Jun 12th 2014
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