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What would be the total closing costs for this refinance loan?

by delswe_325_663 from Newark, Delaware. Jun 29th 2012 Reply


Donald LaPlume (dlaplume)
#6 ranked lender in New Hampshire - 47 contributions

Hi Delswe,Please provide more details as one loan may have costs that other types of loans do not. If you would like to speak privatly please feel free to call me at 603-543-3700 ext 1.Wishing you the best,Don LaPlume

Jun 29th 2012
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Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions

In Conjunction with all the other responses, it is impossible to answer your question without complete detail of the loan and program. That being said, I would like to offer you a word of advice. Shop around! The same loan may have a different interest rate and closing costs with different lenders.

Jun 29th 2012
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Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

the answer to your question is similar to the answer to the question: How much does that car cost? The answer is "It depends. More details will allow for a better answer. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

Jul 1st 2012
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Nancy J Releford (nancyreleford)
#4 ranked lender in Tennessee - 233 contributions

?????

Jun 29th 2012
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Linda Miller (Linda Miller)
#2 ranked lender in Utah - 572 contributions

Unfortunately it is impossible to answer your questions without more information. So much depends on your loan amount, loan to value, credit and other factors - especially the type of loan. You may have the following fees - lender fees, appraisal, title fees and credit charges. These are considered closing costs. You will probably also have what we call "prepaids". This is the amount you need to prepay to fund your escrow account with taxes and insurance. Give us more information and we might be able to give you a better idea. Linda

Jun 29th 2012
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Mark Simon (mark.simon)
#10 ranked lender in Delaware - 83 contributions

We are located in your area of Delaware and would be happy to give you the costs upfront. To be specific obviously we need to know the basics of your loan size,etc. We will work with you to secure the best of rates and keep fees within your limits. Give me a call and we can have an answer for you today. Mark 302-449-7373

Jun 29th 2012
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Chris Mylin (chrism_408_673)
#57 ranked lender in Ohio - 32 contributions

Along with what the others have said there will also be a variance in costs based on the company being used. One company might have a higher underwriting fee then another and so on.

Jun 29th 2012
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

Anywhere from zero to 50,000.. it really depends on a lot of factors.. What's the loan amount, taxes, insurance, title costs, attorney costs.. Etc, etc, etc... Dealing with a competent loan officer, you will get written estimates for all the costs associated with re financing your home.. He can also give you the option to pay a higher interest rate, and not pay any of the costs.. it you want to know for sure based on your exact scenario, you should contact a LOCAL mortgage broker, not the local "Big" bank, not your current loan servicer, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Jun 29th 2012
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

You have not provided any information. Closing costs vary from lender to lender.

Jun 29th 2012
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