what loan programs are out there for self employed workers

They will look at what your tax returns say your bottom line was for the last two years and use an average, unless 2013 is less then they will most likely use the lower of the two.

SE borrowers can obtain financing.. the lender will look at your last 2 years filed, federal income taxes... if you made more money year over year, then they will take the average of the past 2 years to determine your monthly income.. if you made less year over year, then they will use the lower of the 2 years to determine your monthly income.. so long as you have enough income to service your debt, then you should have no problem.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Have you written off significant expenses on your income taxes? There are a couple of options for self employed borrowers. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803