No loan officer with any integrity would ever quote you via an internet post.. This I can tell you.. rates are good.. really good, so if your looking to purchase or refinance, then there's no better time like the present.. Rates are determined by many factors, but primarily.. credit score, down payment, loan to value, loan amount, and debt to income ratios, etc, etc, etc.. if you want to know for sure, then the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
Hi Lily, I would be glad to offer you the best rates out there, 30 year fixed with excellent credit and sufficient income and assets on a conforming rate would put you in a range of low 4's to mid 4's that has been the range over the last few months. What ever is the lowest rate out there when you are ready I will find it period! Call me and we will go from there Ralph Guertin 954-274-7725 or email at Ralph@absolutelowrates.com
Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803
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