Rates are good.. really good, but they are going up.. But It's impossible for anyone here to say without knowing all the details, and any loan officer who quotes you a rate without knowing your scenario is probably someone you wouldn't want to use anyway.. you would just be setting yourself up for disappointment.. 15, 20, 30 Years? Adjustable or fixed rate. Purchase or refinance. What's the sale price? How much are you putting down? conventional, FHA, or VA? Why is your score 670? foreclosure?, BK? Short sale? I could go on and on.. but you get it by now.. we need to know all the details to be accurate.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
We would need to know more information to give exact info, but most likely somewhere in the 4's. No one can give you your rate without knowing your middle credit score, loan to value and debt to income ratio.
30 Year Fixed:FHA = 4.25%Conventional 4.75%No origination pointsNo discount pointsLow rate guaranteewww.imortgagelending.com
Rates have been floating around 4.25% - 4.75% depending on the program and your situation. I'm actually originally from Powell, OH and would be happy to help you. Contact me and we can go over all of the programs available. 888-320-7888 - Ken@MortgagesforAmerica.org - Ken Burrows
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