What is the suggestion of refinancing at this time?

I believe now is the time to do it, rates are on the way up. Let me know if we can help, thanks!

One borrower I am doing a refinance loan for is saving approximately $800 a month, so I would say it is quite worthwhile for that borrower. You really need to have a qualified licensed mortgage broker/loan officer provide the numbers for you. I certainly would be happy to provide those numbers for you and if not ready keep you in the system should we get a substantial dip in rate, or other circumstances are such that you would want to revisit refinancing in the future. Historically, rates are much lower than the vast majority of the past 50 years. Contact me via my profile, and I would be happy to do that for you without needing to pull credit.