what is the fastest closing time these days?

Ideally, yes.. you could close by months end, however it really comes down to many factors, of which you or the lender may not have control of.. First if your looking at refinancing, then it's possible if all documentation is received immediately and all discourses are signed and returned.. If your purchasing, then it's a whole different story.. you have inspections, appraisal, property condition, title, etc.. it's inevitable that something comes up to cause a delay and as I said earlier, most of the time it's out of everyone's control.. I would caution you on going with someone who makes any sort of guarantee.. you would just be setting yourself up for disappointment.. Business always slows down this time of year, so most lenders are processing files very quickly, typically 2 to 3 weeks, but things can and do happen, so just be prepared.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Peoples Mortgage Company is a local lender we are located here in Scottsdale. We can close in 2 weeks if we have all of the documentation at the time of application. If you have any other questions or would like to start the loan process we can be reached at 602 531 7040.

Good Afternoon.. I work with a local brokers office. We have several lenders we could use to close it within 2 weeks. We would have to submit a full file. Are you looking at a cash out loan or just a refinance of the balance? I would be happy to get things going today, tomorrow or even Sunday if you would like. Thanks for the opportunity to earn your business. I look forward to talking with you soon. Chris Adamswww.azmtg4u.com

As the actual lender... We are closing most deals in between two and three weeks... Just depends on how fast we can get the appraisal and title back.

Purchase or refinance? Days are typically business days, not calendar days. There is a 3-day right of rescission with a refinance that is not necessary for a purchase loan. Either way, an appraisal will be required unless you are doing a HARP 2 refinance, which may not require an appraisal, or a FHA streamline refinance. From the time the appraisal is ordered until the time it is done could easily be 3 to 5 days. 2 weeks is very optimistic because it is impossible to predict what will be required by the lender when the conditional loan approval occurs. 3 weeks is more realistic, but to to be on the safe side I suggest you plan on 4. Of course, it all depends upon how fast you can get the required docs to your loan officer. That is the key to closing loans quickly. And if it's a purchase loan, both real estate agents must be diligent about getting docs to your loan officer in a timely manner so as not to delay the process.