What is the credit score needed in LA County for a 80/10/10 loan? Looking to buy in the next 60-90 days.

It is possible with as little as a 680 mid fico score to obtain the 80/10/10 loan. Itis the second that demands the higher credit score. Obviously, there are other elements of qualifying and I recommend you get a good analysis and graphic comparison of rate and costs from a CA licensed mortgage broker/banker.

Are you just trying to avoid mortgage insurance? It may be better to look at lender paid mortgage insurance. 80/10/10 will have a small price/rate adjustment and so will Lender paid mortgage insurance. I'm glad to talk to you about this option.

It'll depend on your loan size, if it's high balance 1st and piggy 2nd or jumbo 1st abd piggy. Need more details. Most likely 710 score needed and maybe 720 minimum score