What is the best down payment assistance program for middle income buyers? I make 40k and my husband 55-60, but we are struggling with saving for a down, Any help would be appreciated!

More info needed, but in general, I'm not aware of any nation wide grant program... only local stuff... so It's best you contact a local loan officer or real estate agent.. they should be familiar with any local grant programs.. Also, if either of you have VA benefits available to you, then VA does 100% financing.. And if the property you are looking at is in a USDA defined area, and depending on your family size.. you might qualify for a USDA loan which is also 100% financing.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

1. VA loan if you or your husband are/is Veterans2. FHA 3.5% Down3. CalHFA or Conventional

1. a VA Loan if you or your husband are Veterans 2. An FHA loan 3.5%3. CalHFA or Home Possibility Loan

Hi Candace, There are 2 programs available in California that may help you. One is a grant and the other is a down payment assistance program. Feel free to call or email me and I can help to see if you qualify for either of them. Have a great day, Jaylene Dorris Loan Officer NMLS # 1422572American Financial NetworkDirect: 909-214-6176jdorris@afncorp.com

I am aware of 2 programs in California that maybe able to assist you with the down payment. One is a grant and the other is a down payment assistance program. If you would like to email or call me I can help to see if you qualify for either of them. Jaylene Dorris Loan Officer NMLS # 1422572jdorris@afncorp.comAmerican Financial Network8577 Haven Ave Ste 108Rancho Cucamonga, CA 91730Direct: 909-214-6176

If you could use another terrific knowledgeable mortgage educator on obtaining down payment and possible closing costs assistance as well, please do reach me via my profile! Funding the program and nearly all our loans ourselves helps us to meet very important timelines to the sellers which gives you more opportunities to win bids on the homes you like.