what is a good credit score

I would say 720 is a good credit score, although you can get a mortgage and good rates with a lower credit score.

It depends on what your trying to do, so because this is a mortgage website, I'm going to assume you asking about a score good enough for a mortgage.. Ideally if your score is 740 or greater, you have just about every mortgage option you can afford.. FHA does not have a minimum score, however if your score is below 580, you will need a minimum 10% down... most lenders for FHA financing will require a 640 or above, however there are lenders that will lend down to the 580... I hope this helps.... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Because this is a commercial property, lenders are going to be looking for strong well capitalized borrowers. You will need much better scores than a 680. I would start by contacting local community banks and discuss with them what their criteria is. Once you know this, it will be easier for you to develop a strategy to accomplish you goal. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

For commercial (church) lending, it's not so much the score as it is how much $$$ you have to put down... Most commercial / hard money loans are based on equity more than credit scores... however, they will use the lower credit scores to demand more down payment.... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com