what if you had a short sell settled 2 years ago, would I qualify for a conventional loan

Conventional (conforming) mortgages require 4 years from a short sale date, unless extenuating circumstances are involved. Extenuating circumstances are very, very hard to qualify for. Feel free to call or email with any questions, I'm happy to help.

do you have any service time in the military? I can override the 2 yr short sale linda lindaonthego@outlook.com

Linda's response as to military is excellent as you could qualify for a VA guaranteed insured loan. We could possible qualify you on a 3.5% down payment FHA loan. I also do an alternative loan with 20% down but the rate could be a couple of points higher than FHA or VA. You can reach me via my profile with any further questions.