what can i do carrinton mortg trying to foreclose on my home i want to no if i have a mers loan i had my home since 2003 deutch ba

Speak with an attorney as this is now a legal issue. If you are 62 or over and have equity in your home you could do a reverse mortgage.

Sorry to hear of your trouble... But just make your payments. The bottom line is this... A lender is trying to foreclose because you haven't made payments. It doesn't matter anything other than that, and attempting to figure out ways to delay the foreclosure are just that... delays. Eventually no matter what you try, if you don't pay, you don't get to stay.

This is a complicated question and deserves more attention than can be given in this forum. You need to get professional help from a Real Estate Attorney. If an attorney is not an option for you, there is a non-profit organization in your area that can help. Follow this website to find someone close to you: http://www.hud.gov/offices/hsg/sfh/hcc/fc/

I would contact a Attorney to help you with this. Wish you the best of luck.