We are in Columbia, MD if that makes any difference. by vladimirkharkov326 from Columbia, Maryland. Apr 29th 2014
Need more info to give an accurate answer. What would your loan to value be? Is 700 your middle score?
What would your loan amount be?
There's much more than a credit score involved in a rate quote. Property type, owner occupied, investment, loan amount, etc. I suggest contacting a licensed MD lender to discuss your scenario. You shouldn't be receiving interest rate quotes on forums such as this anyway.
I don't have enough information to answer your question.
Too much info missing to properly answer your question.. 15, 20, or 30 year financing? The rate would be different for all 3... What's the loan amount? Lenders typically charge a higher interest rate when your financing less than $100K, and better rates when your loan is $417K. How much are you putting down? the best rate is offered on loans where you put 40% down or more.. Realistically, no loan officer with any integrity would ever quote someone a rate without knowing ALL the details, and certainly wouldn't do it via an internet post.. if your serious about obtaining mortgage financing then the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
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