what are the best refinance options?

every scenario is different... you need to provide a lot more info for a clear answer...I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

zero % with no payment and no balloon would be the best refinance option. For a better answer, it depends on what your objectives are, what your time line proposal in the property is, and what you bring to the table as a borrower (Your income, asset, equity and credit quality). Work with a local Mortgage Banker/Broker to see what makes sense for your particular situation.~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

I need more infromation... what are planning to accomplish? cash out? lower rate? new terns? what type of loan do you have now? are you current in your mortgage payments ? do you owe more than your house is worth?? linda email me at yourloanpartnerforlife@live.com

We need more details, please

I need more information are you looking for conventional or FHA with or without closin costs You can reach me at itaboada@phoenixglobalmortgage.comRegards

Need more info on your situation.

What is your current loan financed as?