What are some ways of paying closing costs?

On a purchase, you can ask the seller for concessions which would help pay the costs.. or you can ask your loan officer how to get a lender credit to offset the closing costs.. either way will work.. Here in AZ, if you purchasing a $150K valued property or higher, 3% seller concessions are usually sufficient to pay all your closing costs.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

On a purchase you can ask the seller to pay towards your closing costs or/and you can raise the interest rate a bit to get a lender credit that can be applied towards your closing costs. On a refinance you can raise the rate a bit to get a lender credit or/and you can roll the costs into your loan if you have enough room.

You may be eligible for down payment assistance which can cover closing costs as well. There is out of pocket which you pay yourself. There is a sellers concession which is financed into the loan.

Hi Allen,All of the replies are correct. Now a days, with interest rates being so attractive, I've been covering most closing costs with lender credit $. I'm local to you, give me a callLinda 510-332-3282