What are HARP rules regarding co signers?

You can have a co-signer, but typically this is only used for income purposes and not for the purpose of getting better terms being they will be based off the lower of the middle FICO score.

Hello, See pasted info directly from Fannie Mae.---------------------------------------------Can a non-occupant co-borrower be added through a Refi Plus or DU Refi Plus transaction?Yes, non-occupant co-borrowers can be added on all Refi Plus or DU Refi Plus transactions.NOTE: For DU Refi Plus transactions, DU will analyze the risk factors in the loan casefile without the benefit of the non-occupant co-borrower's income or liabilities and will not require verification of employment or income for the non-occupant co-borrower.----------------I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

Has something changed since you last got the loan that makes you think you need a co-borrower on the loan? If you go to the mortgage company that currently services your loan will not even need to document income to qualify for HARP. No appraisal and no income or asset documentation.

You can, the question is why do you think you need to be added.