we may need someone to co-sign a loan for us, but they can't come to where we are.

It can be done. You need to make sure your title company is aware of the circumstances as soon as possible so arrangements can be made. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Certified by the National Association of Mortgage Professionals and Licensed in California and Arizona ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

The easy thing to do is to apply online. You can complete separate applications and we can work the file from there. If you have access to the Internet, visit www.123LoanYes.com and apply online. Send me a direct email with your name and the co-signors name as well so I can expect the applications and then merge them together. I am able to originate loans Nationwide so please feel free to reach out to me as soon as you are ready. There are No Application Fees, so your time is the only thing needed to get the process started! I'm here to help!

The title or escrow company can arrange for documents to be emailed to a remote location and expressed back. There will be some minor expense for the fedex fees but it won't affect the rate of the mortgage loan.

The escrow compnay who handles the signing of the loan documents will coordinate the signing out of state for the cosigner(s). Depending on the escrow company they may charge a fee. So make sure you know if they so and how much.

The escrow company who handles the signing of the loan documents will coordinate the signing out of state for the cosigner(s). Depending on the escrow company they may charge a fee. So make sure you know if they do if so how much.

To be a co-signer on the loan they can either apply online or over the phone. They will need to sign the loan disclosures acknowledging and agreeing to the loan terms prior to signing loan documents at closing.

Yes, the title company and or Attorney will work with your mortgage company to work this out. This will not effect your mortgage rates in any way. However, if you are having a co-signer it will depend if they are going to occupy the property or not, what type of loan you are getting and how much of a down payment you are putting down. Review this with your loan officer to make sure all is set up correctly. Best wishes,

It can be done and it should not affect the rate, give us a call to go over the whole situation.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation. Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com We are also proud Homes for Heroes affiliates!

Most loan programs allow for a POWER OF ATTORNEY to be used. Also, the title company can many times arrange for the final documents to be closed in two different locations. This isn't a problem, and is done all the time. Speak with your loan officer on how to get it handled.