We are on government PCS orders overseas for five years and renting out our home in San Diego. We're at ~73% LTV on the home but haven't found a way to refinance and take advantage of the low interest rates since we're overseas. We will be moving back into our home when we move back in 2.5 years. Any advice?

You can contact me at nkouimanis@reliantbankmortgage.com I am going to need more information than what you are providing. Nikitas Kouimanis NMLS # 9659 Phone 516 469 6262

You may qualify at 75 LTV. If you need more equity, consider paying down the mortgage to achieve 70 LTV.

Have you spoke with a mortgage broker directly to go over your situation in detail? We are mortgage brokerage located in San Diego and we specialize in refinance. Feel free to give us a call at 858-605-0952 and we can help you determine if you can qualify.