Refinancing while in bankruptcy

The assumption would be that you are in a Chapter 13. If you are in a Chapter 13, there are two things that need to be in place, one you need to have a credit qualifying score, and the second is that you need to have at least 12 current payments from the trustee along with the trustee's permission to engage in a mortgage transaction. If you currently have an FHA mortgage you need at least a 640 credit score to qualify for refinance options.Cecelia MarlowChicago BancorpMortgage Banker312-738-6294 directwww.yourhomeloanpartners.com

If you are at least 1 year into a Chapter 13 bankruptcy you can refinance as long as you have been making your payments ontime and you have at least a 640 credit score. Call me at 847-204-7640 for more details. Thanks Jerry Mlinar

It is most likely not possible unless your 1 year into a chap 13.

If your in Chapter 13, and if your score is above 640, and if you have made 12 payments on time, then it's possible. If you have an FHA, you can do a streamline refinance with a score down to 580... WilliamAcres.com