Refinance home from overseas

OK.. So I can tell you that if you are filing US tax returns, then the income you show on those returns will be what is used to determine your ratios. There can also be income you earn outside the US that is tax exempt.. And lenders can be particular. Some of those lenders will only use the income you pay taxes on and disregard the exempt income, so who ever you pick for your loan officer, be sure he is experienced in over sea's income earners... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I can help. We have a product for your situation where we explore both 30 year fixedand alternative ARM's. You can email me at mhussain@elyons.comSincerely,Mohammad Hussain516-567-7457

Hello. I am a mortgage broker and we can definitely help you with your refinance into a 15 year fixed. Please feel free to call or email me tomorrow to discuss more. Happy 4th!! Michelle 201-962-3555 or Team@BestMortgageOption.com

Since you are employed by a Chinese company, you would have most likely completed From 2555 (Foreign Earned Income) with your federal tax returns. You will have to show proof of tax exemptions especially if you work with a Chinese-based company that does not collect Chinese taxes. Furthermore, your employment agreement and proof of assets domestically will be required. The biggest issue for you is the fact that you are attempting to refinance the home in Westchester as non-owner occupant (i.e. investment property) since you do not live in the states. Good luck.

Hi Canice. I lend in New York. I was actually raised in Mount Kisco myself. I lived right by the saw mill river club. We would definitely be able to help you out. We would just need your 2 most recent pay stubs as well as your 2009 and 2010 tax returns because you probably wont file 2011 until October. This is a pretty common situation, some banks will not lend on this, however, I have a few lenders who do not have a problem with this at all. Please let me know if you are still in need of financing. You can email me at kakpabla@warshawcapital.com or call me at 203-708-0001 ext 305-Kofi