I'm trying to refi my loan but no one will service my loan due to my LPMI with Radian. 4 agencies have denied my loan for that reason. Are there any lenders willing to work with Radian under the HARP 2.0 program. by anthon_679_676 from Long Beach, California. May 29th 2012
There are lenders out there that will accept Radian... Search for a mortgage broker who deals with CMG Financial, Icon Residential, or Bay Equity.. all 3 of these will accept Radian LPMI and lend in CA.. It's possible that there are many more, but these are 3 that I know of... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
I have lenders who have radian and do Harp 2.0 as well. Please feel free to call ma at 949-533-9333
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Bay Equity Home Loans works with Radian and we also have the HARP 2.0. Please feel free to contact me at any time and I can determine if I can help you. Cindy MacDonell 707-2036-2832 Cell or office is 707-583-8117Thank You!
We do them, but it is true, no one used to do them except the lender currently servicing the loan, on HARP 1. HARP 2 is a different story. I do not think many banks want to do them other than with loans they currently service, however, we do them. If your loan is much "underwater" I think the best bank is the one we use as Brokers. I think otherlenders around the country would agree. We are direct lenders and can do these things with a few correspondentlenders who service the loans. But- again, our best rates and best lender for accepting Radian MI or any otherchallenge, we have the best bank in the nation for that per our Broker relationship.
We can also help you...feel free to contact me...Local- in your backyard....562.987.2184...DanRPM Mortgage
Generally Lender Paid MI is not transferable to a new lender. If 4 different lenders have told you that your policy is not transferable, you may be forced to continue to use your current servicer for a HARP refi. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950
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