QWHEN CAN WE QUALIFY FOR A LOAN

IAM ASKING ON MY HIUSBANDS RAY ACCOUNT AS HE IS AT WORK. WE ARE LIVING IN FL AND POSSIBLY WOULD LIKE TO MOVE TO TN. 1 YR AND 4 MOS AGO WE HAD A LAWYER FOR OUR HOME IN FL WHICH WE GOT BEHIND ON BECAUSE OF THE JOB MARKET WHICH AT THE TIME MY HUSBAND WORKED FOR A CHRYSLER DEALERSHIP WHICH AT TIME WAS GOING UNDER . WE OBTAINED A LAWYER AND THE BANK WANTED US TO REFINANCE AT A DOUBLE THE AMOUNT WHICH WAS OWED AND THE HOUSING MARKET HERE IN FLORIDA EXPLODED AS YOU ALREADY NEW HOUSING NOT WORTH NOT WHAT YOU BOUGHT IT FOR. SO WE WENT DEED IN LIEU WHICH WE WERE NOT ACCOUNTABLE FOR ANY OF THE REMAINDER OF WHAT WAS OWED. THIS WAS A CONVENTIONAL LOAN NOT A VA. I GUESS WHAT WE WANT TO KNOW IS WHEN CAN WE BUY AGAIN AND THE PRICE WOULD BE 90,000 TO 125,000. PLEASE ADVISE. MY HUSBAND SCORE IS ABOVE 620 AND INCOME AQROUND $50,000 AND ALL WE OWN IS A CAR PYMT, ALONG WITH THE RENT AND UTILITIES. I'M RETIED AND IF POSSIBLE I WOULD ADD MY MONTHLY INCOME TOO by sueleeflang226 from , California. Mar 26th 2014 Reply