What are the debt to income ratios for a conventional loan with 5% down?

45% back end ratio

45% back end ratio

Actually, some lenders are doing conventional Freddie Mac loans allowing back end ratios up to 50. I don't do loans in Texas, sorry, but check around as to who is doing Freddie Mac loans... Best of luck!

It depend on the lender and their loan program. The norm is 45%.

43% or lower is ideal, but you can get approved if your at or below 45%. FHA allows for up to 56% DTI, but the mortgage insurance is very expensive.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Virtually always max of 45% - very occasionally we'll see an approval up to 49.9 with a very strong buyer. Usually, there is some very strong factor like a ton of reserves or very low housing ratio with less than 12 months to pay on installment debt.

45% max