Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
All lenders will always use your middle score, which in your case is a 680. Yes you can qualify for any conforming loan with a 680. You still need to meet all other guidelines as well.
John Moran (SimplifyMortgage)
Assuming you are otherwise qualified, a 680 middle credit score should allow you to choose almost any loan program, including FHA.
Jericho Cherry (Jerichocherry)
With a 680 middle score you qualify for a FHA loan, providing you meet all of the other requirements..
Eric Vander Werff (Evanderwerff)
Yes, a 680 FICO score will give you a lot of flexibility and you can apply for more than just the FHA product. There are many other factors that determine loan eligibility - I would make an application with an experienced, well-reviewed Loan Officer.
Mike Silkworth (msilkw_195_870)
Yes, 680 will meet FHA and lender credit score requirements. You may even want to ask your Lender to compare and FHA loan to a conventional to see which is best for you. Many people choose conventional once their score is over 680.
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