Is this a good time to buy or should I wait until investors buy all their investment properties?

Find a top notch local real estate agent if you don't already have one. Also find a top loan originator. Sit down with both and review your situation in detail. Then make a plan based on the advice you receive and what makes sense to you.Although prices have risen in many markets, they are typically still far below the highs of 2005-2006.

We have great agents we work with in that area. Now is the time to buy before its to late.Anthony Hood866-532-1744 Ext 101

If you have the funding available to make a purchase now is better rather than waiting as both interest rates and home prices are expected to increase. Getting pre-qualified with a lender if you have not already will help give you an edge. Also, find a local Real Estate expert to work with that can give you advice on how much to offer for the property.

If that's true, then there's even more incentive for you to get out there and get you one.. currently, about 60% of homes purchased in Irvine are Investor purchased. Most investors purchase with cash, so they are always looking for the "cash discount".. so someone financing, will likely pay more. I recently read an article where a family looking to purchase in CA. they were aware of all the competition and multiple offers being submitted on every home. The realtor suggested that they write a "hand written letter" to the seller explaining why they wish to purchase the home, and what attributes they like most. The couple wrote a letter explaining they were a recently married couple with a 2 year old boy and a child on the way. they explained how they loved the neighborhood, schools, and proximity to a park. They also talked about he character of the home. They included a few photos of their family. The sellers were touched by this and ultimately accepted their offer over the other offers submitted, mostly by investors for cash. A good realtor can help you get a home, regardless of the market profile. If there's a will, there's a way!! .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

If that's true, then there's even more incentive for you to get out there and get you one.. currently, about 60% of homes purchased in Irvine are Investor purchased. Most investors purchase with cash, so they are always looking for the "cash discount".. so someone financing, will likely pay more. I recently read an article where a family looking to purchase in CA. they were aware of all the competition and multiple offers being submitted on every home. The realtor suggested that they write a "hand written letter" to the seller explaining why they wish to purchase the home, and what attributes they like most. The couple wrote a letter explaining they were a recently married couple with a 2 year old boy and a child on the way. they explained how they loved the neighborhood, schools, and proximity to a park. They also talked about he character of the home. They included a few photos of their family. The sellers were touched by this and ultimately accepted their offer over the other offers submitted, mostly by investors for cash. A good realtor can help you get a home, regardless of the market profile. If there's a will, there's a way!! .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You are better off buying now with your strongest offer. Rates and prices are going up. Patience, you will get a successful offer. Make sure you have an excellent agent to present your offer. That goes a long way. Can refer if you need. Also having strong pre-approval will help. Feel free to contact me as well. Locally based direct morgtage banker. Good luck!

Based on the market which includes inventory, price and rates, we have already seen an average increase in the past 6 months and there is no inclination that this will not continue for the next 6 months. You can anticipate higher rates, increased prices and declining inventory. Waiting will assure you a change for the worse in these areas. In addition, new laws will take effect in January that will limit your debt to income ratios to 43 from 45 percent so if you are buying at the top of your price range, this may drop your price a bit more. I believe there has been good advice here and no sales pitch, this is reality and if one is "able" to buy now, no doubt you will pay less than in future months.

Buying in Orange County can be a challenge for an individual buyer

I don't see rates coming back down anytime in the near future and and if the FED is an indicator then you can count on the rates going up even higher. If the economy starts to dramatically improve then you will not only be competing with investors but other buyers like you as well and that spells higher prices. My advice BUY NOW!!!!

Buy now home prices are going up weekly. Rates have spiked to 2 year highs. Now is the time to buy. Hindsight is 20/20 and you may be able to wait for a slightly better rate, but that will only push home prices higher when it comes. BUY NOW

THE SHORT ANSWER IS BUY NOW. At the end of the day - We cant make more land in a laboratory. When its gone....................it's GONE. Hence the name LAND LORD = LORD OF THE LAND.

Of late, the mortgage interest rates have increased. Apart from this, employment situation has improved and number of inventories in the market have also reduced. This has led many people to buy their homes now so that they can take still take advantage of the rates now available. People are considering this as a good time to buy homes because it is expected that mortgage interest rates may increase further in the future.If investors buy all the properties and turn them into their investment properties, then you won't be able to buy a property. You will then have to rent one. So, in my opinion, it will be better if could bid for a property and buy one. You can contact real estate agents and they will help you in buying your dream house. Thanks

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While investors may be buying up a lot of properties... Stay in the game. Something will work out for you today.

Interest rates and property values are going up. Act now.

I would not give up. You will find the right home at the right price. I would also work with a realtor that does not have investors on their list, sometime, you'll find they're using you as a higher bid, so that they can get more for their sellers.Good Luck.

Act now. Interest rates and property values are goin up.

I would continue to look, till the right home came and bid with confidence, you'll get your chance eventually. Good things come to those who wait. I really believe that.

I would say that you should make a purchase now because both interest rates and home prices are expected to increase. Getting pre-qualified with a lender if you have not already will help give you an edge. Also, find a local Real Estate expert to work with that can give you advice on how much to offer for the property. Last but not least our phone number, You can come to our office we are a Local Lender and Mortgage Broker Newport Beach, Ca. 714-881-5970

Nothing is going to stop investors from buying homes unless prices increase fairly dramatically. If you are in the market to purchase, you best do so ASAP. Home prices are increasing in Southern CA at 2.5% to 3% monthly. In addition, interest rates have recently soared, and there is no indication that they will be appreciably coming down anytime soon--if ever. I locked a 3.875% interest rate for a client on 5/16 for a $625,500 loan. Today, the very same loan at the very same cost would be at a 5.25% interest rate. Had my client not seized the moment on 5/16, and decided to lock an interest rate today, his loan would be costing him $440 more monthly. Consequently, if you are seriously considering buying, I strongly advise you to do so sooner rather than later. There is no telling how high interest rates are going to get, or if they are going to go down. They are still very low but just not as low as they were before. In this business, windows of opportunity open and close on a regular basis. The low interest rate window is rapidly closing. You could be waiting for a long time for investors to stop buying homes. While you're waiting, prices and interest rates are increasing to your detriment. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 40+ quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.

Irvine, Southern Orange County has less available to build than most any other area. Bordered by the national forest of Saddleback and the military to the south land is not going to get cheaper. Buy a house and hold onto it you will make money. Plus have tax deductions and a place to live.