Can I get a VA refinance loan under 10 years?

You can do a VA refi of a non-VA existing loan but you can't do the VA IRRRL, aka VA streamline, but the lowest you can go is a 10 yr note on that. The gov't doesn't offer a shorter term but you can simply make additional principal payments if you wish to achieve the same effect. We do a number of VA loans if you would like to give me a call to discuss Travis Torcoletti (803) 381-5149 Ikon Financial Group

Yes.. if you are VA eligible, you can refinance into a VA loan.. You will need an appraisal, and you cannot finance more than 100% of the value, but you can do it.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

15 years is the shortest term for a VA loan.

If your loan-to-value is under 80%, there is no great value for using a VA loan over a conventional loan. Rather, I suggest you refinance to a new 9-year loan. We'll give loans with amortization periods from 8 - 30-years. Just pick the number of years that first you best. www.MortgagesUnlimited.biz

If you are VA eligible, you can do a refinance into a new VA loan. Before you do though, make sure you have a local Mortgage Banker/Broker work through the numbers to see what your cost/benefit is. Depending on what your current rate is and how much you owe, it may not make economic sense to refinance, especially if you only have 9 years left. If you have a lower balance and a rate that isn't real high, it is possible you may not save as much as you pay for the refinance. The analysis will tell you if it makes sense. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

You can easily use your VA benefits to qualify for a new lower rate. We will simply need your DD214 with your full application to order your certificate of eligibility from the VA. Simple as that! Call Jason with any direct questions at 888-288-4467. We're located here in Atlanta and will be glad to assist you. Thanks

I meant to say 15 yr term is the shortest, sorry. 15 years is the shortest VA loan term offered but you can still make the additional principal pymts if you wish to pay it off sooner and then, if things get tight for a while, you arent forced to make the higher payments you can just make the normal one.

15 years is the shortest time for a VA loan

Sorry you can not go below 15 years for a VA loan.

As everyone else has said, 15 years is the shortest VA loan option but it would be a simple thing to work out a schedule to show you how to pay the loan off in 9 years. Keep in mind that unless you are exempt from the VA funding fee that will be an additional cost and usually is added to the loan amount. So, while the rate may be lower the APR may not be better than a conventional loan. I can help with GA loans if you'd like pdumouchel@primelending.com or pdumouchel@primelending.com

VA's lowest term is 15 years however I can show you how to pay the loan off in 9 years to stay on track with you existing payoff schedule. You can surely refinance into a VA loan even if you do not have an existing VA loan. As long as you have you VA eligibility in place then there will not be an issue at all. I offer a special savings program for Veterans call Homes for Heroes and I am the Georgia Lender affiliate. Please feel free to check out our website at www.homesforheroes.com for more information. I do not charge any origination points and can also in some instances pay for you closing costs through our savings program. I would be honored to help you with your refinance. Please contact me at 404-213-9663 or gianni.cerretani@angeloakfunding.com Gianni Cerretani

Sorry, meant to include my phone # 843-619-6025. Note that whether it is worth refinancing also depends on the amount of your current mortgage. The smaller the balance the less sense it may make to refinance