If I change lenders, can I still use the same appraisal that I already paid for?

It depends on the type of loan your going for.. If it's FHA, probably.. if it's Conventional, then it's up to the lender if they will accept transported appraisals or not.. I will say that most will not allow it, so check before you make a move.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You will have to check with the lender you are wanting to switch to. Some lenders will allow it but most wont.

If they used a FHA appraisal, then yes. If it was a conv..then maybe..depends on where the appraiser is on the approved list of your new lender.

If the appraisal is a VA or FHA appraisal, then the answer is absolutely YES. If it is a conventional loan appraisal, then while it is potential possible, the usual answer is no. It is up to each individual lender on conventional loan, and for a large number of reasons, they say no. I'd say it is about 90/10 - 90% no, 10% yes.