is there a lender who can approve my loan with 580 credit score & $200K down payment?

Your question is too general. There are lenders who will lend to borrowers with a 580 credit score. However they would need to look at your complete profile, not just the credit score... Income, credit history, collections, judgments, tax liens, etc... Are all necessary to determine your eligibility... But this is what is required to obtain conforming financing.. there's always hard money lenders that won't really care how bad your credit is if you're putting 50+% down. The best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Yes. Your middle score needs to be 580 or more. No mortgage lates in last 12 months. No bankruptcy in last two years, no foreclosure in last three years. Put your info it at our Web site and I'll be in touch.Brendanbrendan@homebenefit.comhttp://www.HomeBenefit.com

Hi,With the 580 FICO score, you'll need a hard money loan. With your ability to bring $200k down, I should be able to help you with that. Athas Capital Group is a direct, hard money lender. Please give me a call or send me an e-mail with additional details.Thank you.Marc NoddleSr. Account ExecutiveAthas Capital GroupNMLS #290322(877) 877-1477 x206Mnoddle@athascapital.comwww.athascapital.com

Yes we should be able to help you. Get into touch with me to discuss your options. 888-320-7888 - www.MortgageWholesale.net - Ken

i will have some wonderful places for you to get a loan.. I have been a credit underwriter, so I can look at your credit and fix in a day or so if possible, also i work with my private money sources that are not like the hard money people that you hear about they are private investors.. call me at 602-330-1598 or email me at yourloanpartnerforlife@live.com

There are lenders that will do a loan with a 580 credit score. I have lenders that go down to a 540 middle. I would have to check for your area.

there are lender going down to 520 with that much down call your local mtg broker from our panel and get started