home loan??????

There are several companies in CA that will lend to borrowers with scores at 580. And the advice given to you is accurate regarding hurting your score by paying collections.. if you haven't already done so... contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. You can search right here on Lender411 by clicking the link above that says "Find a Lender" I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Give me a call to discuss. We also do free credit repair for our clients and need to get more of an understanding of the full picture. 888-320-7888. www.MortgageWholesale.net - Ken

i have been a credit underwriter , so i know how to correct your credit ..

We can help with as little as 3.5% down, as long as his credit scores are above 580. Please give us a call at 888-294-1277 for more information.

Hello Meltxt,I am a lender here in Temecula, CA. If you can provide letters from the debtors showing the accounts been paid, then we can re-score the credit within 3-5 business days. The process is called a rapid-rescore, provided by our credit company First American Credco.We need your husbands middle credit score to be at 620. Once we are there, we can move forward to fully approving you for a home loan.Call me if you have any questions.Gilbert RamosMortgage Loan Officer NMLS 286678Mortgage Partners, Inc.43537 Ridge Park Dr Temecula, CA 92590(951) 551-0215 Direct

Hello, Depending on your husband's over all credit report you may still be able to obtain an FHA insured loan, We have loan programs for borrowers with fico's as low as 500 but we have to look at the over all picture and do a risk analysis. please feel free to contact us directly for more information, our contact information is on our profile page (click on our logo to left of this post) or contact our Sr. Mortgage Loan Originator by calling 310-933-4748 or emal Houtan.Hormozian@Crestico.com

With a 586, you should be able to qualify. I would suggest contacting an experienced local broker as there will be some additional details involved with the timing of paying off the charge offs and collections.