We are looking for an FHA LOAN for a new house.

Feel free to call me at 216-990-2148 Michael Zuren American Mortgage Lo#009157001 NMLS#249573 We offer FHA and OHFA mortgages.

The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Your best advice is to simply get off the internet, and contact a local mortgage broker in your area. Give them a full application, and let them determine your qualifications, and if an FHA loan is in your cards. For home loans in WI, MN, and SD, visit me at www.WI-MortgageBroker.com