What is the average 30 year fixed mortgage rate in overland park, KS?

I would recommend that you call around and speak with your local lenders/brokers.Rates can vary by region, borrower credit scores, loan to value, loan program, etc.Hope this helps.

The previous reply is correct in saying the rate depends on the region, loan to value, loan program, and even debt ratio. I am local you can reach me at 816-739-6279.

There's no way to tell you exactly what the rate would be without knowing all the loan details.. For example: Credit score? higher scores get lower rates. Loan amount? Higher loan amounts get better rates. Loan to Value? the more you put down, the less risk for the lender and the better the rate. Property type? (SFH, Condo, MFH, Etc.) each property type has a different rate. I could go on and on, but i'm sure you get it by now.. without knowing all the loan details, its' impossible to quote you.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Hello,I am a local mortgage broker in Johnson County Kansas for over 16 years. I am licensed in Kansas and Missouri. I would be happy to discuss rates via phone or email. 913-599-0001 or LoanNow@swbell.net

Most interest rates advertised on the internet are not accurate. Reason is that interest rates are truly specific to your situation. Loan type, loan to value, debt to income, credit score, term of lock, loan amount, origination or discount can all make up what a rate is. Rates advertised are based on a best case scenario and usually with a 1% origination fee attached. It is best to speak with a couple of local loan officers, share your information with them so they can properly quote you a rate. Also, interest rates can move throughout the day and change without notice. Best wishes, Sean

You need to make sure you speak with a mortgage broker that is licensed for Kansas as rates vary due to state, credit score, and loan program. Pay special attention to the APR as some lenders may try and low ball the rate by then charging discount points to make the rate look as attractive as possible. In this day and time, to me it makes sense to get some sort of lender credit since rates are still historically low. Look at a couple of different rates with no lender credit and next lowest rate with a lender credit. A rate that has an APR 0.125% higher than the rate will definitely have some fees in there to show that low rate. To me that is not a smart move to pay for a rate when they are already low. Look at the difference in your payment and the difference in your lender credit. Then decide which rate makes the most sense based on your situation and what your goals are with the property you are buying or refinancing.