Forgotten Your Password?

Need to Register?

Question Icon

Prove Income when I Work for Tips

I work for tips that average 60k a year, but I only show that I make 15k on paper. How do I prove my actual income to apply for a mortgage? by PatrickNoble582 from Huntington Beach, California. Feb 27th 2017 Reply


Larry Gray (lgray_312_247)
#597 ranked lender in California - 1,139 contributions

You have to make do with what you have and if there is no proof of money made you can not use it in qualifying for a standard loan. However, we offer a loan using bank statements wherein the cash flow might greatly exceed net income on averaging two years of income tax returns. Please contact me via my profile and I would be glad to get the qualification process rolling for you. We can also do loans wherein maybe a family member is willing to go as a non-occupant co-borrower.

Feb 28th 2017
0
0
Subscribe to our news feed.