options for first time buyer with student debt

First,, where is your credit at?? We might want to consolidate the debt first.. My niece is a doctor at John Hopkins , so I know about medical school costs!! Have you received a job offer ? please email me at yourloanpartnerforlife@live.com and I will give you some ideas for you.. and I lived in Portland in the 90's I miss the trees! linda

Hi Greig, the required student debt monthly payments, which reflect in your debt to income ratio, are the important consideration. There are even special programs for medical professionals that require no down payment. Give me a call here in Portland at 503-620-2239, and let's talk.

Lenders don't look at how much you owe, but rather what the payments are on the debt that you owe.. so long as you have sufficient income to satisfy the lending requirements and still be within the allowable debt to income ratios, then you should be ok.. the only way to know exactly where you stand is to contact a local mortgage broker and let him look at your complete loan profile.. only then will you know what you can qualify for.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

As stated it will not be how much you owe total but what are you paying on it monthly. There are a few options for recent medical school grads out there.

Hi , I would contact one of are wonderful mortgage broker's below that work in your state...

There are a couple other factors, however, depending on local lenders there might be some "Doctor" programs that you could take advantage of that allow/understand the student debt loan of a recent medical school graduate. There are additional factors with your current work position, credit score, and property that would come into play as well.