Only been employed in mi for 1 month. Left ca and job (34yrs). Who will give me a loan?

As long as you are in the same line of work, you only need to show 30 days of paycheck stubs from your new job. Please feel free to contact me as we also lend in Michigan.

Actually, here at NOVA Home Loans, when we look at a borrower, we do not necessarily require that the type of employment be similar. In many cases, there just needs to be reasonableness to the work you are doing. As an example, if you used to be a carpenter, building homes and now you are working for a company as a furniture mover or appliance delivery, since both are labor intensive type of work, we would consider current employment with the previous as adequate, depending on other factors being strong, like score, reserves and ratios. Don't let the newness of your job deter you. Contact a local Mortgage Banker/Broker. Whereas a big bank may require you to have two years in the same line of work, a Mortgage Broker/Banker who has access to loan products of many lenders, not just those of one bank, and can properly guide you. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans. ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

You can still get a conventional loan if you are still a salaried W-2 employee by showing your 30 days of new pay.

If you're in the same line work with 30 days pay stubs, you should be ok.. But your credit score, income, debt, etc.. All play into whether your approved or not.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

If you are still in the same line of work and can provide two pay stubs, you should be able to qualify for a loan like stated in the previous responses.

I would be happy to pre approve you for a mortgage. We will require 1 month of pay stubs from new job. You can fill out a online application at www.gustheloanguy.com

This should not be a problem. Gave me a call for a free prequalification any time 734-395-9027 Jack C.

Other answers pretty much cover it, shouldn't be a problem as long as all the details meet other requirements. Any gap in your employment needs to be explained but usually isn't a problem. Even a change to a new line of work isn't necessarily an issue. So, it's more a question of who you want to work with.