Need 80-10-10 financing on a $550K home in Charlotte. Fico is between 680 and 700. DTI is low. Income strong. Any options?

I don't know anyone doing 80-10-10 but you should look into lender paid MI and other hybrid mi options. Speak to a local broker who uses united wholesale mortgage, they may have some options for you and can close a purchase as fast as anyone.

We do 80/10/10, but HAVE to have 700 mid for the 2nd TD. Give us a call 800-446-9043 ext 801

Try contacting a local mortgage broker.. although there might be options for you with a 680 score, a good mortgage broker will help you improve your credit score so you can get the better financing options.. re scoring can be done in as little as 5 to 7 days.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

I might be able to help you. We require a 700 FICO, but we use the middle FICO from the highest wage earner, not the lower of the two middle scores if there are two borrowers. If that helps, please email or call.

Unfortunately, NC is one of the few states where my program for this is not eligible. However, I expect it to become eligible shortly. If you do not find an avenue to complete this, please stay in touch with me as I do have the program you need hopefully opening up in NC soon. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson