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My home is paid off my credit score is a 590 Can I get a loan

by natan4953505 from , California. Jan 8th 2017 Reply


Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,256 contributions

I need more information income ? assests? lindaonthego@outlook.com

Jan 9th 2017
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Larry Gray (lgray_312_247)
#597 ranked lender in California - 1,139 contributions

We do loans beginning with a 580 mid FICO score. If you wish qualification and/or quotes please contact me via my profile.

Jan 10th 2017
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

Probably.. but understand that it takes more than a credit score to obtain financing.. Job, Income, monthly debt, debt to income ratio's.. etc.. all play into whether or not you can qualify.. Also, why? Why is your score so low? Judgement? Foreclosure? Short Sale?, Bankruptcy? you could have a 750 credit score, yet with one of these credit deficiencies, you still might be denied... The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm the preferred Broker here in Scottsdale AZ and Arizona and California is my primary market. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Jan 10th 2017
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