My father died and left me his home in his will but he has a va loan, I've been paying the mortgage on time. Can I assume the loan

Joe is correct. You have to receive approval from the current lender.

YES... It is possible to assume a VA loan. Contact the current lender for assistance.

Yes most lenders will allow you to assume the loan. If they do not then you may have to refinance it into your name.

Yes - You may also want to contact the nearest VA regional center and review the assumption of liability. Based on your financial scenario and vesting on the home, you may also consider refinancing the home into your name or leaving the mortgage as is and continue making payments.The Houston center covers Arkansas. Their number is 1-888-232-2571.

It depends on what is contained in the note. You should take a careful look atthe assumption language in the note befrore alerting the VA to your fathers death.

Contrary to the other post.....The answer is not flat out "yes"..You can assume 2 ways: if you are a veteran yourself or If you're mom (assuming they were still married) was on the loan with him at his death she could as well. If you're not on the current loan, you'll have to obtain your own new financing after the due-on-sale clause.

You can assume the loan from the current lender. Talked to a qualified Loan Officer in your state to assist you.

You may assume the loan, or you may take it subject-to the existing loan, just by paying the mortgage on time. I have this for 7 years.

Yes you can, you need the lender approval.

A will does not transfer title to you. You will need to probate his estate. Contact me at 503-620-2239 for help.

yes you can