Hi. I am a US citizen living and working abroad since 2008. I sold my home in MA before leaving. I would now like to purchase a property in Boston or the surrounding area. Can anyone help me with reasonable mortgage options? Thanks! by victoria from Boston, Massachusetts. Aug 5th 2013
the short answer is yes.. and depending on how you wish to apply (owner occupied, investor, 2nd home, etc...) will determine the necessary loan program and down payment requirements.. however until your income, taxes, assets, etc.. are reviewed, no one can say for sure.. the best advise I can give you is to contact a local mortgage broker and apply with them.. once they review your complete profile, they will be able to advise you properly.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
A long as you can verify your income and have good credit. You will also have to have employment.
The answer is a qualified yes. You will likely need to have US credit, which sounds like it isn't an issue. You would also need to file US tax returns and have the assets required in a US bank or document a very specific paper trail from a foreign bank to a US bank.
You should be able to qualify for a mortgage as long as you are currently employed, can verify your income and have high enough credit.
The quick answer is yes, you can buy in your situation. Common areas of trouble result from a current lack of US credit, and inability to document income. Contact a Boston area mortgage broker for most answers and assistance.
Yes, with good credit and income. The use as a primary residence may be a question.
As others have said, yes you should be able to get a mortgage.I am located in the Boston area and only work on mortgages in MA.Please contact me through my profile.
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