looking to get a USDA or FHA loan with a bankruptcy

first, what kind of bankruptcy? idid it involve a home ? fha? va? i need more informatition what do you do for a living? employed ? self employed? wife? linda yourloanpartnerforlife@live.com

You will need to wait 2 years from the discharge date. Make sure you re establish new credit and don't be late on anything post discharge date or you most likely won't qualify even in 2 years. If you'd like to discuss the whole situation we would be glad to discuss with you and help you with what needs to be done between now and then to make sure you qualify. we pride ourselves in helping people achieve their goals whether it's now or in the future! I can't stress enough that what you do between now and then is extremely important so reach out to us! 201-962-3555 or Team@BestMoortgageOption.com and ask for Benny or Michelle

I can work with you directly and would be happy to help! I think there is are some options that you would be interested in, so contact me directly for more details. I would strongly suggest that you go to my website and apply online. The website and my direct contact information can be found on my profile page by clicking on my picture next to this answer message. I hope to hear from you soon!

You will have to wait at least 2 years from your discharge and you should be working on establishing some good retail and installment credit to offset your bankruptcy.

Assuming your credit scores, income, assets, down payment, and job histories all fit guidelines... SURE... BUT, don't even bother applying today. Because of the bankruptcy, you are in the new home penalty box for at least two years before any lender will look at you.

if the home was included, and it was a Chapter 7 BK, you'll have to wait 3 years.

The answer is yes if it was a Chapter 13 with no missed payments. Theres much more though - give me a ring - Andrew I am IN FLORIDA, actually I am voted the number 1 lender in Florida by this SITE. Call me at 800 813 3291 - Andrew Alfonso