Looking for a loan for $40,000 for land. Credit score 590. Any lenders specialize in these kinds of loans?

Doubtful. 50% down, local bank. Work on your score. Figure out what is going on with that first. 970.455.4131 if you have any questions. ~ Jason

Definitely work on increasing the credit score but certainly try a local credit unionor bank. Figure on paying 40% or 50% down payment.

You may ask around about a private investor. Get advise and review the terms with counsel.

Highly unlikely.. First of all, land loans are very speculative, meaning, the value can change dramatically in both positive and negative directions, so lenders are always cautious when lending on land.. for this reason, expect the credit qualifications to be much more strict.. including high credit scores and low loan to values which means you will need $16,000 to $20,000 down in order to get financing.. but again, with a 590 credit score, you wont find anyone.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

You may need to look into a hard money lender. I hope this helps.Jesse Stroup | Mortgage Banker | California NMLS# 6229 | 510-704-3445Please contact me for more information.