Looking for a HARP refinance loan, how do I get started?

A lot of different lenders can provide HARP LOANS in Mississippi. I advise you to contact a mortgage broker licensed to do loans in Mississippi and I think you will get excellent help to get started. Eligibility starts with the loan being owned by fannie mae or Freddie mac regardless of what bank currently services the loan. Also, you will have had your current loan since May of 2009 or earlier.