looking for a cash out refinance I am retired and on a fixed income.

Just because you are retired does not eliminate you from qualifying for a mortgage. You will need to verify that you have sufficient income to repay the debt. One of those guidelines is a debt to income ratio below 50% depending on the program. There are also other guidelines such as acceptable credit history which need to be met. Email me at lharvey@twmortgage.com and I can discuss your specific goals and determine whether you can be qualified.

Hello, I can explore the option of a reverse mortgage that will give you the cash you are looking for with no monthly payment. Email or call me. bdevlin@7thlvl.com or 856-324-6749. Thanks

Not a problem. you don't have to have a job to qualify for a mortgage, but you do need income.. and retirement income is an acceptable source.. however, you will still need to meet the acceptable debt to income ratio determined by the lending program you are going with.. So to see if you qualify, you should contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Hi, We'd be happy to take a look if you want to apply on our website at www.truehomemortgage.com Thanks!

Phillip you may very well be able to do the refinance. The best option is to allow a professional such as myself to a full analysis and give you the options available. I can do that for you in a timely manner

Hi if you would like to explore a few options please call me at 732 245 5121. At Gibraltar Bank we have a varied menu and everything has to do with personal information we can discuss at your leisure. Do not have lenders run your credit at this time.