Ive been OTJf for 2.5yrs. Can't qualify b/c of D/I w/o my husband. He can show pay for 12mo can we qualify with anyone.using VA

Lots more info needed Debra, there are 7-8 different factors that make difference for any mortgage including a VA. I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was the #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

We might be able to help you, but we would need more information. We just qualified a veteran with a back end DTI of over 69%. We are also part of the Homes for Heroes program and we offer amazing discounts on the entire mortgage process. Give us a call to find out.800-991-5309 ask for Michelle

Unless your husband is on the loan, you cannot use his income.. and overtime income can be considered if you have been receiving it for at least 2 years.. However, no one here can properly advise you without knowing all the details of your loan scenario.. if you would like a 2nd opinion, feel free to reach out to me.. I would be happy to advise you.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

If you are only looking at VA as an option, you may want to re-think that. VA tends to be the toughest on job continuity. FHA may be more forgiving for time off work depending on the circumstances, the type of work and the way he's paid. Talk to a lender that offers ALL loan products and see what ALL of your options are.

Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I am a proud vet that has been offering VA loans since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - Lending Nationwide Since 1989 - jamie@bartprequalifies.com - www.bartprequalifies.com