Is there help for cashout refi with 668 fico?

Typically you can do a cash out refi up to 80% of the value of the home. You can go to 85% with an FHA if absolutely necessary, but not my suggestion. So based on the limited info here, I think we could do this for you. Please feel free to call or email me so we can chat about it. I am in the Union Park Are.801-209-1534 jason.hall@utahmortgageloan.com

You'll have options. As mentioned, you can do a conventional cash out to 80% of your value, or 85% on FHA. While it is typically more favorable to avoid the mortgage insurance you'll have on FHA, I wouldn't rule it out until you've reviewed the actual numbers. For example, how much cash out do you actually need? How much is your loan amount/equity? What is the rate/payment savings vs. what you're paying off, and vs. each loan type? With the newly lowered FHA MI amount, you may still find this more desirable of a structure depending on how much money you need and how that compares to the actual rate/payment of a conventional scenario, based on your credit score and Loan to Value after you take cash out. In other words, you have enough options here that more detail would be needed to determine what the best loan structure would be for you. I'm here in Salt Lake. Give me a call at 801-918-9385 or email at brett@homeloansinutah.com.

As long as you meet debt to income guidelines you shouldn't have a problem getting cash out with a 668 middle score

First , we need more information to help and advise you. What type of income do you have ? What is on your credit report ? any bks/ short sales, foreclosures ? I do have a way for you to access cash up to $200,000 without touching your home. linda at yourloanpartnerforlife@live.com

Yes there are loan programs to get cash out with that score and equity. The first step is to speak with a local loan officer, do an application, have them review your credit and finances to get a pre-approval. They will present you with all of your available options so you can choose the loan that is right for you. Best wishes, Sean

80% - 85% is the max depending on which lending program you go with... but if you have VA benefits available to you, then you can go 100%.. your credit score is within the acceptable range for most lenders, but the best pricing is reserved for borrowers with 740 or above.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com