Is it better to get married and then buy or buy then get marrid?

Buy now, before rates and home prices go up more. You do not have to be married to go on joint title. Use FHA financing at 3.5% down payment, ask the seller to pay 3% of your closing costs, which is common in most areas. This will allow you to save as much money as possible for the wedding.

Hello -- under historically normal situations, it would have been better to get married first and then buy the house. With the current low cost of homes, which aretrending upward, and the historically low interest rates - which are also seeming to trend higher, NOW is the time to buy your home. As Dave mentionedyou can buy the home jointly (as long as you both plan to make it your primary residence within about 60 days of your loan closing.) That may createa problem for some folks, so wanted to mention it. Also, if at all possible, getting a conventional mortgage, where the mortgage insurance will begoing away after several years could be better than FHA - where you would be paying PMI for the life of the loan. Talk to a local, licensed mortgagebroker, and have him run the two scenarios for you, so you can determine the payments and the APR. They should also be able to help you determinewhat the most effective loan amount might be for you to be seeking.

It is 6 of one, half dozen of the other in the long run. If you are both on the loan, there really is no difference.

Buying now is wise because both interest rates and home prices are expected to go up. It does not really matter if you are married or not before purchasing a home, because you still can both be on the loan. If you do not want to deplete your entire savings you can look into low down payment loan options such as an FHA loan or conventional loan with only 10 percent down and pay PMI.