is florida the only state that allows banks to restrict payment of moneys owed to condo associations after forclosure.

I'm not sure you're going to find an answer to that question here on a Mortgage related web blog... you might want to search for a real estate law web blog and post a question there.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I am not sure of the answer, but I will point out that things like this is why lenders have different rules when lending for any property with an association, especially condos. Things out side of the lender and borrowers control can effect the lenders collateral.